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災難 [zai1nan4]↓;
災害 [zai1hai4]↓;
災變 portents of impending disaster;
災病，災疫 a pestilence;
災情 damage done by natural disaster;
受災 be stricken by disaster;
多災多難 ill-starred, always dogged by misfortune;
災民，災黎，災胞 victims (of a disaster);
賑災，救災 disaster relief;
消災 propitiate the gods, be generous to avoid trouble;
天災 natural calamity;
水災 floods;
火災，風災 (destruction done by) fire, wind storm.
2.災分（兒） [zai1fen0] ([zai1feer0]), n., a misfortune, mishap, unlucky accident.
3.災害 [zai1hai4], n., (damage done by) natural disaster.
4.災荒 [zai1huang1], n. crop failure due to drought or floods.
5.災難 [zai1nan4], n., misfortune, calamity, catastrophe, tribulations.
6.災祥 [zai1xiang2], n., an omen of good or evil fortune.
7.災異 [zai1yi4], n., visitations of nature, unusual astronomical phenomena.